How to Check CIBIL Score Online in 2021?

How to Check CIBIL Score Online in 2021?

It is simple and free to check your CIBIL score online. CIBIL is a Credit Information Bureau (India) Limited and a CIBIL score is a number that indicates how deserving you are of credit based on your credit background.

This is important when you apply for a home loan. It uses the credit history data of your CIBIL report or credit information (CIR) which involves repayment over a period of time of different types of loans and credits. It is dependent on the timeliness and efficiency of prior payments. Your CIBIL score ranges from 300 to 900 and is greater. Let’s clarify how easily this can be verified online.

A high CIBIL score makes it easy to obtain loan authorisations. According to the CIBIL website of TransUnion, 79% of the loans granted for consumers with a CIBIL score higher than 750 are approved.

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You can check your CIBIL score from many agencies, while some can give you a free score, most of the subscription fees are charged to you. The optimal way to view your CIBIL score is via the official website – – where a CIBIL score update is available once a year. Here is a step by step guide on how to do it free of charge.

Check your CIBIL score for free:

  1. Head over to
  2. On the homepage, make sure you are under the Personal tab and click on Help Center.
  3. Now select Free CIBIL Score and Report.
  4. Next, click on the Get Your Free CIBIL Score and Report button.
  5. On the next page, you will be asked to enter your personal information like email address, create a password, name, phone number, as well as and ID number. This ID number can be your PAN, Passport, Voter ID, Driver License, or Ration Card number.
  6. Once you have entered all the information, click on Accept and Continue.
  7. Next, you will be asked to choose a subscription plan but you can click on No Thanks at the bottom.
  8. The next page will ask you if you want to pair the device you are currently using, allowing the website to deliver an easier login experience. You can select either of the options here and click Continue.
  9. You should now get a screen that says “You have successfully enrolled!” with a Go-To Dashboard button, click on it.
  10. The next screen will ask you for your city, income type, and monthly income to provide customised load and credit offers. This is optional and you can click on the cross on this window to skip this step.
  11. The next page should show you your CIBIL score.

You have to pay for the service if you have to review the score more than once a year. Other official organizations, such as CRIF, Experian and others, are checking your CIBIL score for free, but notice that your score can differ between these organizations.

As stated earlier, websites and apps from third parties will display your CIBIL results, but the security and reputation of such sites can differ, so we’ve taken the steps toward the official CIBIL website.

How to Check CIBIL Score Online in 2021?

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Rajat Singh
Rajat Singh is the chief Author at Bioinformatics India, he has been writing for the past 3 years and has a special interest in SEO, Technology, Health, Life Sciences and gaming.

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